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Contact Information

Integrity Home & Finance, Inc.
12058 San Jose Blvd., Suite 501
Jacksonville, FL 32223
Phone: (904) 997-8064
Email: integrityrealestate@hotmail.com

FORECLOSURES!

The BEST Real Estate Bargains in the Jacksonville Area.
 
The JULY 2011 Online Edition of Foreclosures Magazine is NOW AVAILABLE!

Simple click HERE.

We feature DOZENS of the best area foreclosures in this issue. You can print out just the properties, or the whole 35-page magazine.

BONUS CONTENT: We've also included our Homes For Veterans Magazine in the edition, too.

Foreclosure Facts   
Yes, foreclosures are great bargains. But you must be careful. The condition of Bank-Owned Properties can range from the pristine move-in condition homes all the way down to the disgusting "I can't believe people can do this to a home" type of properties.

This is why it's vitally important for you to have a qualified Foreclosure Specialist working with you every step of the way.

As BUYER'S AGENTS, we can be there to help you. And since ALL of our services to homebuyers are FREE, there is no good reason for you not to use us.

Here's what we can do for you:

1) Provide you with the most up-to-date list of ALL available Foreclosures (and other bargain homes) with periodic comprehensive full property searches, as well as DAILY email updates of ALL new listings and price changes. 

2) Give you ONLY active listings for sale. Even with our public search engine, there is no way for you to distinquish between "active" listings and "active-contingent" listings, which have accepted offers on them. This wastes a lot of your time chasing homes that are already under contract.

3) Advise you as to the acceptability of your selected properties for financing, and if they need repairs, help negotiate repair allowances from the banks.

4) Write and negotiate purchase offers with the seller (the banks) paying the maximum allowable amount of closing costs on your behalf. Our ultimate goal is to always to have the seller pay ALL of the closing costs in the transaction.

5) Guide you through the maze of complex forms, addendums, disclosures, inspections and procedures involved with purchasing a foreclosure. 

6) We can set you up with financing for your purchase, a task which can sometimes be a challenge when purchasing a foreclosure.

7) And we're there with you every step of the way. You don't have to go it alone.

For a free, over-the-phone, no obligation consultation, simply call Broker Tom Harris at (904) 307-8491.

He'll be glad to answer all of your questions and concerns and get you started down the right path to purchasing a foreclosure (or any other bargain home) in the Jacksonville area.

(904) 307-8491 

 

 

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Welcome

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Click on the image of Foreclosures Magazine to view our JULY 2011 Online Edition, featuring DOZENS of foreclosures throughout the Jacksonville area!

For over 23 years, we've specialized exclusively in helping our Jacksonville-Area Veterans & Active Duty Military and Foreclosure Home Shoppers for all their real estate needs.

We're here to help YOU purchase a home for LOW or NO MONEY DOWN and NO CLOSING COSTS -- for ALL Homebuyers! (see below)

And ALL of our HomeBuyer

services are -- FREE! --


 

 

Announcing 1st-Time Homebuyer  

BOND Money Programs

up to ((( $22,500 ))) available!


This is exciting news!
These programs offer DOWN PAYMENT & CLOSING COSTS ASSISTANCE for Veterans, Active Duty Military & FHA (non-VA) homebuyers -- with NO payment required on the Bond Money!
1) Florida Bond:
Currently you can receive up to ((( $7,500 ))) in down payment & closing costs assistance!
2) Headstart to Homeownership Bond Program (H2H):
This program allows qualifying homebuyers to receive up to ((( $15,000 ))) in down payment & closing costs assistance.*
Summary of Benefits for YOU:
If you qualify, you can use BOTH programs concurrently to receive up to $22,500 in assistance. If you're a VA homebuyer with no down payment requirement, you could use this money to buydown your loan amount for an even lower monthly payment, or buy more home than you would qualify for without the down payment assistance. For non-military FHA homebuyers, you can buy without having to come up with down payment money.
Also, the credit requirements for these programs are not as strict as with traditional financing.
In fact, we have lenders who will make...
((( VA loans with credit scores down to 580 ))) or so,
-- even without using the bond programs (each borrower is individually evaluated for credit risk). So if you've been turned down by other lenders, please call us and let us see what we can find for you.
Important Notice:
These bond programs have limited funds available. And with the current state of government funding for these kinds of programs, once this money is gone there is no telling when, or if, more funding might be available in the future. So don't put off contacting us to discuss your options and benefits.
Call Tom Harris at (904) 307-8491
...as soon as possible. With our low home prices and historically low interest rates, NOW is the time to BUY a Home! And with these first-time homebuyer bond programs available, it's even a better time than ever!
(*To qualify for the bond programs you must not have owned a home in the past three years, as well as meet certain property condition, income and credit standards. Repayment requirements apply. Call Tom to discuss these programs personally.) 
Start Today. Call us at (904) 307-8491. There is no cost or obligation. We'll just talk and see what's the best plan-of-action for YOU.
Buying a home today can easily be cheaper than rent. So don't put it off any longer...!

On this site, you can…
---  Search for (((  ALL ))) homes for sale in the Jacksonville area.

--- BUY for (((  NO Money Down (VA) & NO Closing Costs* )))

---  Pre-Qualify for a VA or FHA loan with no cost or obligation.

--- Learn all about your
VA Homebuying Benefits
.     

--- Download a (((FREE
))) online copy of Homes For Veterans Magazine.

--- Download a (((FREE))) online copy of Foreclosures Magazine 

--- Receive full Realtor & Affiliate Mortgage Services
ALL AT ONE STOP.

Purchasing a home for NO Money out of your pocket at closing is easy -- if you have the right team of realty and mortgage professionals on your side. But don’t be fooled: Not all agents are created equal. 

At Integrity Home & Finance, we are real estate professionals AND we have some of the best mortgage affiliates in the business, so we know ALL aspects of your VA/FHA transaction.

And here’s the most important part: All of our services to you are FREE. Why wouldn’t you use someone who knows the program the best and has more experience than just about anyone else in the area, especially when you can do so for FREE?
However, the very ((( FIRST ))) thing you need to do is get Pre-Qualified for your VA or FHA loan. Without the money, it could be very hard to buy a home. And with recent changes in the mortgage industry, including VA/FHA loans, it’s extremely important to find out two very important facts first:
1)         IF you can buy ... and then …
2)         HOW MUCH you qualify to buy.

((( You can be Pre-Qualified for FREE ))) and with no obligation by completing our online Pre-Qual Worksheet.

Once complete, you can either submit it securely online, or you can call us at (904) 307-8491 and speak to us directly. Within a few short hours, you will know IF you can buy and for How Much. Then from here, we can tailor a customized Home Search Package just for you.
 
If you’re serious about buying a home, this is the place to START.

Integrity Home & Finance, Inc. is a licensed Florida Real Estate Broker. Equal Housing Opportunity
(* Closing Costs are a negotiable item between buyer and seller. Integrity will assist with ALL negotiations using our 23-years of experience to get you the very best terms available.)